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Savings Accounts

Have some back-up cash for a rainy day, or plan ahead to take a once-in-a-lifetime family vacation. Watch your money grow with a savings account with Telco Triad. Join one of our savings clubs specifically for Christmas or Vacation or open up a general savings account and prepare for any unexpected expenses in the future.

Traditional Savings Accounts

With our interest-bearing traditional savings account you can make sure you are securing your financial future for any emergency expenses or future plans. Deposit your money and forget about it, it'll be there when you need it.

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Certificate of Deposit (CD)

If you are looking for a higher interest savings program, look into Telco Triad Community Credit Union's Share Certificates. Similar to a savings account, deposit your money and allow our interest rates to pay you.

Individual Retirement Account (IRA)

When is a good time to start saving for retirement? NOW. An Individual
Retirement Account with Telco Triad is a great place to start. It lets you
accumulate savings with tax-deferred dividends. In some cases you can make tax-deductible contributions, which helps lessen the taxes you pay in your earning years.

Savings Clubs

Credit Unions were established on the principle of helping people manage their finances. All members of Telco Triad Community Credit Union receive a FREE savings account. Deposit as much as you want and know that with our competitive interest rates, you will be able to watch your money grow year after year.

You can even designate your savings accounts to a specific money-saving goal like Christmas or a family vacation by joining one of our Savings Clubs.

Money Market

This type of savings account is for the serious saver who wants to earn more in dividends, but still keep their funds available.

A Money Market Account starts with a minimum balance of $1,000. This account earns a higher rate than the Regular Share Account, but with a few restrictions.

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As a not-for-profit financial institution, our priority is getting you the best deal possible. Check out our current rates to see what rate you qualify for!

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Your everyday account, done right.

Our checking accounts are designed for real life - no hidden fees, and all the features you need.

Explore Checking Accounts

With a CD, your interest rate depends on what length of term you choose. With terms for 6, 12, 24, 36, 48 and 60 months you are sure to satisfy your short or long-range savings goals! Keep your money secure and don't be tempted to spend it. You can access your funds at any time for an early withdrawal penalty.

With a Telco Triad Community Credit Union IRA it is possible to supplement your pension and Social Security benefits when you retire. You can enjoy your retirement with peace of mind, knowing that you will have the income to maintain your current lifestyle.

We currently offer three types of IRA's, Traditional, Education and Roth. Check out our current rates to see how much interest you could accumulate.

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Savings Clubs

Our Savings Club's are for those expected expenses that come up every year. Designate an account for your specific money-saving goal and don't be tempted to spend it on anything else.

Christmas Club

Our Christmas Club account holds funds specifically for that special time of year where money seems tight. Whether you are visiting family out-of-town or saving up for the perfect gift for a loved one, plan ahead and direct deposit funds straight out of your paycheck into a Telco Triad savings account. Out of sight, out of mind. You won't notice a little bit of money coming out every paycheck but you'll be pleased to see the interest accruing when you check the balance on your account.

Vacation Club

Same concept, different goal. Everyone deserves a vacation, but who can afford one? Make a plan to set aside money in a Vacation Club account each paycheck and watch your account grow. Transfer any amount you like, whenever you want. Treat your family, whether if it's for a day or a whole week.

Kids Club

It's never too soon to teach kids about responsible spending. In fact, the earlier they understand finance, the better off they will be in the long run! Our Kids Club account is specifically for kids under 12. They will have a safe place to keep their money and will get to see their money grow with interest!

Telco Triad’s Money Market Account has NO FEES!
Our Money Market Account dividend rates are based on Tiers.
Interest is paid quarterly on the average balance.
Each rate applies to the entire balance, not just the amount over the tier threshold.
Dividends are earned daily and credited to the account at the end of each quarter.
Withdrawals are at a minimum of $250 per transaction.
Online or in branch access, mail or drop off deposits.
Rates are subject to change.

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