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Checking Accounts

Account Options

Keep your money safe and secure in a checking account with Telco Triad. Use it when you need a thorough variety of products including debit cards, checks and even P2P (Person-to-Person) transactions!
 
 
Free Rewards Checking
A free checking account—FREE! FREE! FREE! for 3.33% APY* 
NO MONTHLY FEE - completely FREE!

To qualify for the premium rate, the following are required monthly:
  • Enrollment in E-Statements
  • Minimum Direct Deposit of $200 to the member account during the month
  • 10 debit card transactions per month
  • Average at least $500 minimum daily balance during the month

Basic Checking
Tons of perks. Just your money when you need it. Effective June 1, 2023, the minimum balance for our checking is now $100 to earn dividends. 


Bridge6 Account
Our Bridge6 Account is designed for those who have poor, or no credit history. We won't pull your credit, etc. You'll be able to have direct deposit and ACH payments taken out of it. You can also purchase our reloadable debit card to use in conjunction with this "checking" account by loading funds onto the card. 
 
Learn More

CUMONEY Card
Our CUMONEY Card works just like a debit card, but you can't overdraft.
 
CUMONEY Reloadable Debit Card has great features and less fees...
  • EMV Chip for fraud protection
  • No monthly maintenance fee
  • Everyday Mobile App - access account to turn on or off instantly
  • Schedule recurring replenishment of funds and available immediately
  • Use your debit or credit card to reload from any amount between $100 - $5,000
  • Adds travel enhancements such as; lost luggage or emergency roadside service


Golden Partners Club
If you're over age 60 this is the account for you. Low fees, high perks!
 
Golden Partners Club receive one box of free checks per calendar year, 90 duplicate checks or 150 single checks.






























 

Mobile App

Navigate through Telco Triad's custom mobile app and explore a variety of secure and convenient features. Monitor your account transactions, pay your bills, or transfer money in seconds!
 
 

Debit Cards

Your money, when you need it. A Telco Triad debit card is free to use with unlimited transactions. Not only will you have free transactions at a Telco Triad ATM, but you can also use your card at thousands of surcharge free ATM's across the country.
 
 
 
 
* 3.33% APY paid on Rewards Checking balances up to $7,500; 0.10% APY on funds exceeding $7,500. To qualify for premium rate, enrollment in E-Statements, minimum direct deposit of $200 to the member account, 10 debit card transactions per month and average at least $500 minimum daily balance are required monthly. The dividend rate and annual percentage rate are subject to change at any time as determined by the Credit Union’s Board of Directors. No Monthly Fee.
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Secure savings with guaranteed returns.

 

Whether you're planning for retirement or just want a safe place to grow your savings, our CDs and IRAs offer great rates and peace of mind.

Explore CDs & IRAs