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Deposit Rates

Rates as of March 18, 2025
 
Account Rate Information
Money Market Savings Account

Minimum Balance $1,000 - Minimum withdrawal $250.

  • if balance is; $2,500 - $49,999.99 @ 1.00% APY on entire account.
  • if balance is; $50,000 - $99,999.99 @ 1.50% APY on entire account.
  • if balance is; $100,000 & above @ 1.75% APY on entire account.
IRA Accounts

No Minimum Balance

$100 & over, paying 0.30% dividend @ 0.30% APY

IRA Share Certificates

Minimum Deposit $500

6 month certificate: 2.25% dividend @ 2.25% APY
12 month certificate: 2.85% dividend @ 2.85 % APY
24 month certificate: 3.00% dividend @ 3.00% APY
36 month certificate: 3.25% dividend @ 3.25% APY†
48 month certificate: 3.50% dividend @ 3.50% APY†
60 month certificate: 3.75% dividend @ 3.75% APY†

† During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Share Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate.

Certificates

Minimum Deposit $500

6 month certificate: 2.25% dividend @ 2.25% APY
12 month certificate: 2.85% dividend @ 2.85% APY
24 month certificate: 3.00% dividend @ 3.00% APY
36 month certificate: 3.25% dividend @ 3.25% APY†
48 month certificate: 3.50% dividend @ 3.50% APY†
60 month certificate: 3.75% dividend @ 3.75% APY†

† During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate.

Basic Share Account Minimum $10 Balance
$100 & over: 0.15% dividend @ 0.15% APY

*Rates subject to change. Minimum balance required. Call Telco Triad for details.