

| Account | Rate Information |
|---|---|
| Money Market Savings Account |
Minimum Balance $1,000 - Minimum withdrawal $250.
|
| IRA Accounts |
No Minimum Balance $100 & over, paying 0.30% dividend @ 0.30% APY |
| IRA Share Certificates |
Minimum Deposit $500 6 month certificate: 2.25% dividend @ 2.25% APY † During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Share Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate. |
| Certificates |
Minimum Deposit $500 6 month certificate: 2.25% dividend @ 2.25% APY † During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate. |
| Basic Share Account | Minimum $10 Balance $100 & over: 0.15% dividend @ 0.15% APY |