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Telco Triad Community Credit Union is a Member owned and controlled, not for profit financial cooperative. Each Member is an equal owner and has one vote in the election of a volunteer board of directors. We are committed to the needs of our members and excess earnings are returned in the form of higher dividends, low interest rate loans and low cost financial products and services.

Membership Eligibility: 

1. If you live or work in Woodbury, Clay, Plymouth or Pottawattamie County or any county that adjoins these counties you are eligible to join Telco Triad. 

2. Family membership: If you are a member of Telco Triad Community Credit Union, then your family is eligible to join and take advantage of all the services and benefits that are available. Immediate family members (Spouse, Children, Stepchildren, Adopted Children, Parents, Stepparents, Siblings, Stepsiblings, Grandparents, and Grandchildren) of a current Telco Triad member are all eligible to join! 

Telco Triad Community Credit Union has been serving the financial needs of its members since it was established as Sioux City District Telco Credit Union in 1945 by the employees of the Northwestern Bell Telephone Company, now CenturyLink. In the late 1970's, Sioux City District began to expand by merging credit unions. With the merger of Health Triad Credit Union in 1983, the name was changed to Telco Triad Credit Union. With subsequent mergers, we became Telco Triad Community Credit Union, serving families living or working in Woodbury, Clay, Plymouth and Pottawattamie counties, as well as all contiguous counties in Iowa, Nebraska and South Dakota.

The first office was opened in May 1955 in the Insurance Exchange Building. In 1961, Telco purchased and moved into a new location at 509 9th Street. Further growth enabled the credit union to purchase its present main office facility at 1420 Tri View Ave. in 1981. Continued growth and expansion has led to office locations at 5500 Military Road and 2550 Glenn Ave. in Sioux City, as well as 2420 West 4th Street in Spencer, and 11 North 7th St. Denison, Iowa.

Telco Triad Community Credit Union operates on the premise of people helping people and is owned by its members. The Board of Directors is elected annually by a vote of the membership and the directors serve without compensation. 

From early beginnings, Telco Triad Community Credit Union has always offered new and improved financial products and services. These include savings accounts,  Share Certificates and IRA accounts, Christmas and Vacation Club accounts, ATMs, share draft checking accounts and Check Cards (Debit). Telco also offers Safe  Deposit Boxes, Payroll Deduction and Direct Deposit, Automatic Bill Paying and Infinity (automated telephone service), Online and Mobile Banking. Our credit union offers all types of personal loans for things such as cars, trucks, vans, campers, boats, motorcycles and RVs, business loans, first and second mortgages, lines of credit for Visa and MasterCard accounts as well as open end loans. 

Our assets are in excess of 72 million, a capital ratio of 11 to 12% (one of the strongest)  and serving over 15,000 members. Telco Triad Community Credit Union has received 18 consecutive "5 Star" ratings (the highest given) from Bauer Financial Reports Inc., an independent based, nationally recognized company which rates financial institutions on earnings, asset quality, delinquencies, charge-offs and capital ratios.

We are proud of our 65 plus years of service providing low cost financial assistance to our members and look forward to continued growth into the next century. If you are thinking of joining a friendly, progressive financial institution think Telco Triad Community Credit Union!  

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Your Savings are insured up to at least $250,000 by the National Credit Union Administration a U.S. Government Agency.
Telco Triad Community Credit Union
1420 Tri View Ave
Sioux City, IA  51103


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