|Telco Triad Community
Credit Union is a Member owned and controlled, not for profit financial
cooperative. Each Member is an equal owner and has one vote in the
election of a volunteer board of directors. We are committed to the needs
of our members and excess earnings are returned in the form of higher
dividends, low interest rate loans and low cost financial products and
1. If you live or work in Woodbury, Clay, Plymouth
or Pottawattamie County or any county that adjoins
these counties you are eligible to join Telco Triad.
2. Family membership: If you are a member of Telco Triad Community Credit
Union, then your family is eligible to join and take
advantage of all the services and benefits that are available. Immediate
family members (Spouse, Children, Stepchildren, Adopted Children, Parents,
Stepparents, Siblings, Stepsiblings, Grandparents, and Grandchildren) of a
current Telco Triad member are all eligible to join!
Telco Triad Community Credit Union has been serving the financial needs of
its members since it was established as Sioux City District Telco Credit Union
in 1945 by the employees of the Northwestern Bell Telephone Company, now
CenturyLink. In the late 1970's, Sioux City District began to expand by merging credit
unions. With the merger of Health Triad Credit Union in 1983, the name was
changed to Telco Triad Credit Union. With subsequent mergers, we became Telco
Triad Community Credit Union, serving families living or working in Woodbury,
Clay, Plymouth and Pottawattamie counties, as well as all contiguous counties in Iowa,
Nebraska and South Dakota.
The first office was opened in May 1955 in the Insurance Exchange
Building. In 1961, Telco purchased and moved into a new location at 509 9th
Street. Further growth enabled the credit union to purchase its present main
office facility at 1420 Tri View Ave. in 1981. Continued growth and expansion
has led to office locations at 5500 Military Road and 2550 Glenn Ave. in Sioux
City, as well as 2420 West 4th Street in
Spencer, and 11 North 7th St. Denison, Iowa.
Union operates on the premise of people helping people and is owned by its members. The Board of Directors is elected annually by a
vote of the membership and the directors serve without compensation.
From early beginnings, Telco Triad Community Credit Union has
always offered new and improved financial products and services. These include
savings accounts, Share Certificates and IRA accounts, Christmas and Vacation Club
accounts, ATMs, share draft checking accounts and Check Cards (Debit). Telco
also offers Safe Deposit Boxes, Payroll Deduction and Direct Deposit,
Automatic Bill Paying and Infinity (automated telephone service), Online and
Mobile Banking. Our credit union offers all types of personal loans for things such
as cars, trucks, vans, campers, boats, motorcycles and RVs, business loans,
first and second mortgages, lines of credit for Visa and
MasterCard accounts as well as open end loans.
Our assets are in excess of 72 million, a
capital ratio of 11 to 12% (one of the strongest) and serving over 15,000 members.
Telco Triad Community Credit Union has received 18 consecutive "5 Star" ratings
(the highest given) from Bauer Financial Reports Inc., an independent based,
nationally recognized company which rates financial institutions on earnings,
asset quality, delinquencies, charge-offs and capital ratios.
We are proud of our 65 plus years of service providing low cost
financial assistance to our members and look forward to continued growth into
the next century. If you are thinking of joining a friendly, progressive
financial institution think Telco Triad Community Credit
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